I CAN STOP A FORECLOSURE-SAVE 
            YOUR CREDIT AND THERE IS 
                        NEVER A FEE!

Reasons To Avoid Foreclosure (reprinted from the CDPE manual) 

1.  The client will always have to disclose that they have had a foreclosure on any mortgage application in the future and this will have an adverse affect on your mortgage rate.  This is the only credit item that is asked specifically and does not rely on what is on an individual's credit report. THERE IS NO SEVEN-YEAR LIMIT ON THIS ITEM!

2.  Credit scores will be lowered by 300+ points and a foreclosure is the most devastating credit issue you can have in relation to futrre credit availability.

3.  A foreclosure is the one credit report item that is almost impossible to have reparied.

4.  Your lender can seek a deficiency judgment against you and collect for any amount they do not recuperate at a bank sale plus their cost to foreclose.

5.  Many employers run credit checks on prospective employees and foreclosure is one of the top items that will put a potential new hire in jeopardy.

6. Security clearances and government positions including but not limited to military and law enforcement can be jeopardized by a foreclosure.

7.  The chance at avoiding foreclosure takes only effort and cooperation on your part, as you agent I do all the rest and invest my time, money and effort.

8.  The client may be responsible for any deficiencies after foreclosure for an indeterminate periold of time depending on the sate you live in AND can land a homeowenr in never ending collections.

9.  As your CDPE (Certified Distressed Property Expert) Realtor I will explore every option with you and work towards a resolution.

10. Wile it may not seem like it now there will come a time where your current financial troubles will pass.  You will feel much better knowing that you did everything you could to avoid this devastating financial consequence so many people face today.

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